About CIGI LearnPremiumFinance is a web site for customers of CIGI Direct Insurance Services, Inc. Founded in 1986, CIGI is a member of the National Association of Independent Life Brokerage Agencies, the Southern Colorado Better Business Bureau, the Direct Marketing Association and the National Federation of Independent Business. Our Dun and Bradstreet number is 18-204-6383. We are located at 232 F Street, Salida, Colorado. CIGI or our principal, J Robert Hightower, is licensed and regulated by each State in the USA and in the District of Columbia. CIGI training standards are legendary in the industry, and for your additional protection, CIGI is covered by Errors and Omissions or Malpractice Insurance. CIGI history is important to you. For 20 years we have built our Insurance business training and advising other insurance experts. In other words, CIGI is the expert to the experts. We bring this history, reputation and ability to you, our retail customer. CIGI has customers in every state and possibly every ‘zip code’ in America. Chances are, CIGI has helped someone you know with life insurance. And while we are pleased to be one of the nation’s largest independent sources for life insurance, we are also pleased to be the largest private employer in our community. We take the responsibilities we have to you our customer, our employees and our community very seriously.